Take the opportunity to join us us on an empowering journey as a wealth builder.


The goal is to empower you to save at least £3,000 a year, pay down debt and build wealth through investing. Ultimately we desire to improve your financial well-being through financial literacy that will empower you to break the cycle of living pay-check to pay-check, in debt or with little or no savings at the end of the month.

Hi, i am Annette !

Beginners guide to Investing Series

Learn how to increase your income by £1,000 to £5,000 per year

Aim of this workbook


This workbook has been designed with the aim of taking you on a wealth building journey that empowers you to save at least £1,000 to £5,000 a year. I managed to save thousands of pounds a year on a low income when I began my wealth building journey. One of my proudest moments was when I set my son up in a diversified portfolio of investments before his 10th birthday worth over £10,000. I wouldn’t have been able to do this without living by the principles in this workbook. This investment will help him secure his financial future when he is older. I am certain that you can and will do the same for yourself and your loved ones provided you take ACTION as you learn. 

A lot of people struggle today financially because they have been ill equipped to handle their finances. This is mainly because financial literacy is not taught in sufficient detail at school or in the home. As such people do not understand the importance of building wealth and passing it on. I hope this workbook will help change this and empower you to build and pass on wealth to your loved ones as I have done. 

It is an overlooked fact that you can begin building wealth on low income. You do not have to be rich to be financially abundant. You can be financially abundant on a low income provided you are consistently taking steps to build wealth over time. This is how I began to build wealth. 

Rich people are committed to wealth building long term. When you begin to manage money well and begin to invest your money long term, building wealth and passing it onto your loved ones is not out of reach. It is a reality that you can reach in your lifetime. You can build wealth and you can do so on a low income. If you’re ready to go on a lifetime wealth building journey let’s get started!

The key goal of this workbook is to help: 

  • Empower you with the financial literacy so that you can increase your net worth by at least £3,000 per year
  • Empower you to build wealth long term
  •  Empower you to pass on wealth to your loved ones

Who am I

My name is Annette aka Saver to Investor. I am a financial educator and the mother of a young son. My main passion is teaching people financial literacy and helping them to build wealth long term. I encourage and empower people to save money, pay down debt and then invest so that they can build wealth long term. I managed to begin building wealth on a low income and as a single parent mother. Today I am pleased to say I have savings and investments and several streams of income which are increasing daily. I trust you can do the same. 

I have always had a good relationship with money and was shocked to find out a few years ago, through conversations with friends, that people often mismanage money and have a lot of debt. I was shocked to find out that most adults in the UK have debt and no savings! Initially I presumed everyone was like me and saved thousands of pounds a year, whether they were on a modest income or on a higher income. I realised that millions of people are in fact struggling with their finances and in debt. Almost 27 million (more than half) of the UK adult population headed into 2020 with debts hanging over their head, with almost 5 million owing over £10k in credit and loans, according to a poll conducted by money.co.uk. Debt and poor money management can be avoided with solid financial literacy and the right mindset. I have now committed my time to showing people how they can begin saving thousands of pounds a year provided they apply what they are taught. 

The key point to this wealth building workbook, is that saving is necessary to build wealth, but investing is the way to build solid long-term wealth. The picture below demonstrates why investing should be the ultimate goal in your wealth building journey. This investment is based on stocks and shares which have been purchased through the use of a fund and assumes a 10% annual return.

Becoming an Investment Millionaire

Welcome to Saver to Investor – A Personal Finance and Life Design blog.

Rapid Wealth Building Group

The goal of saver to investor is to empower you to transition on the journey from a saver to investor. The Rapid Wealth Building Group is formed of a group of like minded individuals that are passionate about building wealth through saving money, paying down debt and building wealth through investing. As a wealth builder in this group you will master core themes such as:

  • A Wealth Mindset
  • Budgeting and Saving
  • How to build Net-worth
  • Reducing and avoiding Debt
  • Credit Score
  • Wealth Building
  • Getting ready to buy your first home
  • Introduction to Investing core key money principles

If you are fed up with your current financial situation and desire change then welcome on board. We will support you in learning all the key money principles you need to master in order to save money. We put on webinars by experts on the subjects of money management, investing and personal development. Message us for further details.

Best wishes,

Annette (Wealth Building Educator)

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Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk.

To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she encouraged to consult with the professional advisor of his/her choosing.

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